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// Skill profile

Just Fucking Cancel

name: just-fucking-cancel

by chipagosfinest · published 2026-03-22

开发工具数据处理加密货币
Total installs
0
Stars
★ 0
Last updated
2026-03
// Install command
$ claw add gh:chipagosfinest/chipagosfinest-just-fucking-cancel
View on GitHub
// Full documentation

---

name: just-fucking-cancel

version: 1.2.0

description: Find and cancel unwanted subscriptions by analyzing bank transactions. Detects recurring charges, calculates annual waste, and provides cancel URLs. CSV-based analysis with optional Plaid integration for ClawdBot users.

author: ClawdBot

attribution: Originally created by rohunvora (https://github.com/rohunvora/just-fucking-cancel)

category: finance

tags:

- subscriptions

- cancel

- money-saving

- finance

- budgeting

- recurring-charges

- personal-finance

env:

- name: PLAID_CLIENT_ID

description: Plaid client ID for transaction access (optional - only needed for Plaid integration)

required: false

- name: PLAID_SECRET

description: Plaid secret key (optional - only needed for Plaid integration)

required: false

- name: PLAID_ACCESS_TOKEN

description: User's Plaid access token for their connected bank account (optional)

required: false

triggers:

- cancel subscriptions

- audit subscriptions

- find recurring charges

- what am I paying for

- subscription cleanup

- save money

---

# Just Fucking Cancel

Analyze transactions, categorize subscriptions, generate HTML audit, help cancel.

How It Works

This skill analyzes your transaction history to find recurring charges (subscriptions), helps you categorize them, and provides direct cancel URLs. **No automated cancellation** - you control every action.

Transaction Data → Pattern Detection → User Categorization → HTML Audit → Cancel URLs

Triggers

  • "cancel subscriptions", "audit subscriptions"
  • "find recurring charges", "what am I paying for"
  • "subscription audit", "clean up subscriptions"
  • Data Sources

    Option A: CSV Upload (Recommended - Fully Local)

    Upload a transaction CSV from your bank. **All processing happens locally** - no data leaves your machine.

    Supported formats:

  • **Apple Card**: Wallet → Card Balance → Export
  • **Chase**: Accounts → Download activity → CSV
  • **Amex**: Statements & Activity → Download → CSV
  • **Citi**: Account Details → Download Transactions
  • **Bank of America**: Activity → Download → CSV
  • **Capital One**: Transactions → Download
  • **Mint / Copilot**: Transactions → Export
  • Option B: Plaid Integration (ClawdBot Only)

    If you have ClawdBot with Plaid connected, transactions can be pulled automatically.

    **Important**: This requires Plaid credentials and sends data to Plaid's servers:

  • `PLAID_CLIENT_ID` - Your Plaid client ID
  • `PLAID_SECRET` - Your Plaid secret key
  • `PLAID_ACCESS_TOKEN` - Access token for the bank connection
  • **Privacy note**: When using Plaid, transaction data is transmitted to Plaid's API. CSV analysis is fully local.

    Workflow

    1. Get Transactions

  • CSV: User uploads file, analyzed locally
  • Plaid: Pull last 6-12 months via API (requires credentials)
  • 2. Analyze Recurring Charges

  • Detect same merchant, similar amounts, monthly/annual patterns
  • Flag subscription-like charges (streaming, SaaS, memberships)
  • Calculate charge frequency and total annual cost
  • 3. Categorize with User

    For each subscription, ask user to categorize:

  • **Cancel** - Stop immediately
  • **Investigate** - Needs decision (unsure, trapped in contract)
  • **Keep** - Intentional, continue paying
  • Ask in batches of 5-10 to avoid overwhelming.

    4. Generate HTML Audit

    Create interactive HTML report with:

  • Summary: subscriptions found, total waste, potential savings
  • Sections: Cancelled / Needs Decision / Keeping
  • Privacy toggle to blur service names
  • Dark mode support
  • 5. Provide Cancel URLs

    For each service to cancel:

    1. Look up direct cancel URL from [common-services.md](references/common-services.md)

    2. Provide URL to user - **user navigates manually**

    3. Include dark pattern warnings and tips

    **No automated browser interaction** - this skill provides URLs and guidance only. You control the actual cancellation.

    HTML Structure

    Three sections, auto-hide when empty:

  • **Cancelled** (green badge, strikethrough) - Done items
  • **Needs Decision** (orange badge) - Has checkboxes for selection
  • **Keeping** (grey badge) - Reference only
  • Features:

  • Floating copy button for selected items
  • Privacy toggle blurs service names
  • Collapsible sections
  • Dark mode support
  • Cancellation Tips

    See [common-services.md](references/common-services.md) for:

  • Direct cancel URLs for 50+ services
  • Dark pattern warnings (gym contracts, phone-only)
  • Retention script responses
  • Credit card dispute backup
  • Privacy Summary

    | Data Source | Where Processed | Data Leaves Device? |

    |-------------|-----------------|---------------------|

    | CSV Upload | Local only | No |

    | Plaid API | Plaid servers | Yes (to Plaid) |

    Related

  • `plaid` - Bank account connection
  • `ynab` - Budget tracking
  • `copilot` - Financial insights
  • // Comments
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