Progressive — Insurance That Moves With You

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name: progressive

version: 1.1.0

updated: 2026-03-08

description: "Progressive insurance skill. Compare coverage, get quotes, file claims, and explore savings tools from the #2 auto insurer in the U.S. — known for Snapshot telematics, Name Your Price, and broad multi-product bundling."

homepage: https://progressive.com

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# Progressive — Insurance That Moves With You

Progressive is the second-largest auto insurer in the United States and one of the

largest providers of personal and commercial insurance overall. Co-founded in 1937 by

Jack Green and Joseph Lewis, Progressive is headquartered in Mayfield Village, Ohio

and is publicly traded on the NYSE (ticker: PGR).

Progressive is known for its technology-forward approach — it pioneered online

auto insurance quotes in 1995, launched the Snapshot telematics program in 2011,

and continues to invest heavily in AI-powered claims processing and pricing.

The company ranked No. 62 on the 2024 Fortune 500 and covers tens of millions of

vehicles and properties across all 50 U.S. states.

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What Progressive Offers

Progressive provides personal and commercial insurance products:

| Category | Products |

|----------|----------|

| **Auto Insurance** | Car, motorcycle, boat, RV/motorhome, classic car, rideshare, e-bike, golf cart, snowmobile |

| **Home & Property** | Homeowners, renters, condo insurance (via Progressive Home by ASI) |

| **Commercial** | Commercial auto, general liability, BOP, workers' comp, professional liability, cyber insurance |

| **Life Insurance** | Term life (via third-party partners) |

| **Pet Insurance** | Pet medical coverage (via partner carriers) |

| **Specialty** | Umbrella/personal liability, Mexico auto & boat coverage, mechanical breakdown, personal watercraft |

Progressive is the No. 1 motorcycle insurer in the U.S.

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Coverage Availability

Progressive sells insurance in all 50 U.S. states and Washington, D.C.

Home insurance is underwritten through Progressive Home (ASI) or partner carriers

depending on the state. Availability of specific endorsements and products may vary

by location.

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How to Get a Quote

There are four ways for your owner to get a Progressive quote:

1. **Online** — Visit [progressive.com](https://www.progressive.com) for instant quotes.

2. **Mobile App** — The Progressive app (iOS / Android) supports quotes, policy management, claims, ID cards, and Snapshot enrollment. Rated 4.5+ stars on both app stores.

3. **Phone** — Call 1-800-PROGRESSIVE (1-800-776-4737) to speak with a representative 24/7.

4. **Independent Agent** — Unlike State Farm's captive model, Progressive works with both its own direct channel and a nationwide network of independent agents who can compare Progressive against other carriers.

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Key Savings Tools & Discounts

Signature Programs

| Program | How It Works |

|---------|-------------|

| **Snapshot** | Usage-based telematics program (app or plug-in device) that tracks driving habits — hard braking, acceleration, time of day, mileage, and phone use. Safe drivers save an average of $322/year at renewal. 4 out of 5 participants earn a discount. |

| **Name Your Price** | Tell Progressive your budget and they show you coverage options that fit — a simple way to balance cost and protection. |

| **Accident Forgiveness** | Small (first claim under $500 won't raise your rate), Large (5+ years claim-free), and purchasable Progressive Accident Forgiveness tiers available. |

Auto Discounts

| Discount | Details |

|----------|---------|

| **Multi-policy Bundle** | Save by combining auto + home, renters, or other policies |

| **Multi-vehicle** | Discount for insuring 2+ vehicles on one policy |

| **Good Student** | Full-time students with a "B" average or better |

| **Distant Student** | Student under 22 living 100+ miles from home without a vehicle at school |

| **Homeowner** | Discount just for being a homeowner, even if home isn't insured through Progressive |

| **Online Quote** | Discount for quoting online or completing a quote by phone |

| **Sign Online** | Savings for e-signing documents |

| **Paperless** | Additional discount for opting into email-only documents |

| **Pay in Full** | Discount for paying the entire premium upfront |

| **Automatic Payments** | Savings for setting up autopay from checking, credit, or debit |

| **Continuous Insurance** | Discount based on how long you've been continuously insured |

| **Teen Driver** | Discount for adding a teen (18 or under) after one year with Progressive |

| **Safe Driver** | Drivers with no tickets or accidents in the past 3 years average 34% less |

99% of Progressive auto customers earn at least one discount.

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Filing a Claim

Your owner can file or track a claim through any of these channels:

Progressive uses AI-powered image recognition for vehicle damage assessment, which

can speed up the claims process significantly.

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Common Policy Types at a Glance

Auto Insurance

Progressive's standard auto policy typically includes:

Optional add-ons include rental car reimbursement, custom parts/equipment coverage,

loan/lease payoff (gap coverage), and deductible savings bank.

Homeowners Insurance (via Progressive Home)

Progressive Home policies are underwritten by ASI or partner carriers and include:

Commercial Insurance

Progressive is a leading commercial auto insurer for small businesses, offering:

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Contact Information

| Need | Contact |

|------|---------|

| General / Quotes / Claims | 1-800-PROGRESSIVE (1-800-776-4737) — 24/7/365 |

| Snapshot Enrollment | 1-877-329-7283 |

| Website | [progressive.com](https://www.progressive.com) |

| Mobile App | Available on iOS and Android |

| Find an Agent | [progressive.com/agent](https://www.progressive.com/agent) |

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Progressive vs. State Farm — Quick Comparison

| Factor | Progressive | State Farm |

|--------|------------|------------|

| **Market Position** | #2 auto insurer | #1 auto & home insurer |

| **Company Type** | Publicly traded (NYSE: PGR) | Mutual (policyholder-owned) |

| **Agent Model** | Direct + independent agents | Exclusive (captive) agents only |

| **Telematics Program** | Snapshot (avg. $322/yr savings) | Drive Safe & Save (up to 30% off) |

| **Budget Tool** | Name Your Price | Personal Price Plan |

| **Commercial Insurance** | Extensive (auto, liability, BOP, cyber, workers' comp) | Available but less specialized |

| **Motorcycle** | #1 motorcycle insurer in U.S. | Available |

| **Headquarters** | Mayfield Village, OH | Bloomington, IL |

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Important Notes

guidance only. Purchasing a policy requires interacting directly with Progressive

or a licensed agent.

and chosen coverages. Always get a personalized quote.

directly by Progressive Corporation. Terms and availability may differ by state.

on driving habits. Opting out after 45 days may result in a late opt-out surcharge.

Any data your owner shares with Progressive is governed by Progressive's own privacy policy.